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6 Affordable Florida Beach Towns


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Florida’s tropical climate and laid-back lifestyle make it one of the most attractive states in the country. World Atlas lists it as one of the most visited states in the United States, but why just visit it when you could live there? Most people who dream of calling the Sunshine State home want to live on the beach, but the prices can be a big hurdle. While some of the state’s premier real estate is pricey, living in these affordable Florida beach towns is probably cheaper than you might think.

Hobe Sound, Martin County

Hobe Sound is one of the most beautiful beach towns in Florida and also one of the most affordable. The median household income is $ 44,743, which is lower than the state average of $ 59,227. However, the much lower rents help to offset this.

Local properties put you close to Hobe Sound Public Beach, a scenic lifeguarded beach with separate areas for surfboards, fishing, and dogs. This unincorporated part of Martin County is also home to several other natural wonders such as the Blowing Rocks Preserve, Hobe Sound National Wildlife Area and the Hobe Sound Nature Center. Practice your swing at one of three golf clubs within the borders of Hobe Sound.

Despite all of its amenities, Hobe Sound is still incredibly affordable. The median monthly rent for a studio is $ 745, while a one-bedroom unit should cost you around $ 938 per month.

Fort Walton Beach, Okaloosa County

The median household income of Fort Walton Beach residents is $ 50,666, with most residents working in tourism or the military. Fort Walton Beach is a tourist town, so there is always plenty to do. The sandy beach is one of the main attractions of this city. You’ll also find art and sightseeing spots like Heritage Park & ​​Cultural Center, downtown Emerald Coast Science Center, and downtown’s best shopping and dining. With median monthly rents of $ 850 for a studio and $ 900 for a one-bedroom unit, Fort Walton Beach is another of Florida’s more affordable beach towns for sun worshipers.

Palm Bay, Brevard County

One of Florida’s most affordable beach towns, Palm Bay is a friendly suburban community on the coast. The median annual household income is $ 47,640, but you could earn more if you get one of the area’s many science and technology jobs.

Despite being the most populous city in Brevard County, Palm Bay is nowhere near as crowded as Florida’s bustling metropolises. However, its large population puts the amenities of large cities close to homes, such as a recently expanded road network, well-rated public schools, and top-notch recreational facilities. When you’re not spending time on the sand, hike the trails, ride a bike or boat, or enjoy a picnic at one of the local parks.

Palm Bay is a family-friendly town, but its multi-room rentals are still relatively affordable. The median monthly rent for two-bedroom apartments is $ 1,175, while three-bedroom apartments cost around $ 1,600. If you can settle for a smaller space, you can really save money. The monthly median for studios is $ 725, while one-bedroom apartments cost around $ 950.

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Indian Harbor Beach, Brevard County

Just a 30 minute drive away you’ll find another of Florida’s most affordable beach communities, Indian Harbor Beach. Median household incomes stand at $ 62,518, well above the state average. Indian Harbor Beach is the perfect place to relax, with miles of pristine sands, a dog friendly park and seaside cafes. All of Melbourne’s major city amenities are just over 10 minutes away. Despite all of its perks, this small coastal town boasts low accommodation prices, with the median monthly rent for a one-bedroom apartment at just $ 1,000.

Lynn Haven, Bay County

Lynn Haven is another city in Florida with reasonable real estate prices and above average incomes. Opportunities in the city’s health care, transportation and manufacturing sectors give households a median income of $ 62,535, well above the Florida average.

Leslie Porter Park has a small beach, boat launch, two playgrounds, and barbecues for outdoor barbecues. If you don’t feel like making your own meal, visit Food Truck Fridays. Panama City’s largest beaches are also less than 15 minutes away. Besides the beach, Lynn Haven offers many other recreational opportunities. There are several dog parks, sports fields, and great bars and restaurants. New additions, including Lynn Haven Bayou Park and Preserve, James E. Rogers Park, and Oyster Bayou Waypoint Park, should make Lynn Haven even more appealing.

The median monthly rent for one-bedroom apartments in Lynn Haven is $ 1,145, while two-bedroom apartments are just over at around $ 1,150. This is barely more than the national average.

Fernandina Beach, Nassau County

Median household incomes are $ 59,234 in Fernandina Beach, which is higher than the state average. This helps make this community one of the most affordable coastal towns in Florida, especially considering its secluded location on beautiful Amelia Island. The 13-mile beach is one of the best in the state, with boardwalks, three adjacent parks, and calm, clear water. Don’t disturb the sea turtles who often come to the beach to lay their eggs from May to October.

When the weather gets colder, enjoy Fernandina Beach’s golf courses, upscale shopping and top dining. This seaside town also has a busy social calendar with events such as the Eight Flag Island Shrimp Festival, the Taste of Amelia Food Festival, and the Juneteenth Jump-off bringing together locals and visitors. Rentals at Fernandina Beach are at the high end of this list, with a median monthly rent of $ 1,095 for a one-bedroom apartment. However, the above-average income helps to offset accommodation costs.

Head over to Zumper and turn those dreams of living your best Florida beach life into reality. Search thousands of rental listings in affordable Florida beach towns. Filter properties in Florida’s cheapest beach towns by price to find all the best deals in the Sunshine State.

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