6 Legal Reasons Your Rental Application Can Be Denied
6 Legal Reasons Your Rental Application Can Be Denied: Preparing an excellent rental application may seem like a long process, but it is important to spend time and effort to make sure you are approved for the apartment you want. If you say to yourself, “Why should a rental request be denied?”, We will explain the various things that can prevent you from obtaining an approval and show you how to avoid them.
1. Do not follow the instructions
If you do not follow the instructions given by the owner on the rental advertisement, the owner can (legally!) Refuse your request. It could be as simple as not providing a copy of a driver’s license when asked, or as blatant as knocking on the apartment door and disturbing current tenants when the owner asked you to. call to make an appointment first.
Your request is the owner’s first introduction to you and your habits. If you do not follow the instructions here, the landlord has every reason to believe that you will not be following the rules of your lease. Take the time to read the instructions carefully to know that you are doing what you are asked to do. When you follow an owner’s demands and rules, you set the stage for winning your owner from the start.
2. Bad credit rating
While it may seem unfair for an owner to review this number and make a decision about you, it is entirely normal and legal for an owner to reject your request because of a bad credit rating. Your credit report is a big part of the tenant selection process. Homeowners use a credit score to assess financial responsibility. It is a way for them to determine if they can trust that you will pay your rent on time.
Homeowners will check your debt to income ratio and any unpaid bills. Although you are aware of extenuating circumstances, a landlord may find that you did not pay your previous rent on time, which affects your credit score. They might think that you won’t pay rent for them either, so they can turn you down based on your score.
Don’t worry too much if you have a low credit score, just start taking steps to improve it. And, if you need to get to that dream apartment right away, ask the owner if they accept a higher security deposit or approve a co-signer. These are two ways to get approval for an apartment if you have bad credit.
3. Summary references
Your rental references also play an important role in the approval or not of your request. The landlord will review your references to confirm your employment and rental history. It is not uncommon for a potential owner to go online to check out the business you have listed. They also call the number you have entered to make sure the information you have given them is valid. If a reference does not work, it triggers a red flag.
And it’s not just the correct job information that is important here. Your future landlord will also check with property managers and owners from your past to make sure you were a good tenant. They may ask you if you paid the rent on time. They can also check if you have damaged property or simply if you have created problems in general. If a former owner shares information to give the future owner a break, you may be denied your request for the new apartment.
Even if you do everything else correctly, you could be turned down for an apartment because of your pets. Unfortunately for all animal lovers, many rental properties do not allow furry friends. If the property does not accept animals and you have one, they can refuse you the apartment.
Do you think you can sneak this quiet dog after the fact? Think again. If it is finally discovered that you have a pet and that you have breached the terms of your lease, you risk being evicted. We recommend that you apply only to rental properties that have a policy that accepts pets to completely avoid this situation.
5. Lies, lies, lies
Whether it is references, pets or criminal history, honesty is really the best policy for your apartment request. The owners can check your income. They can call your references. They have tools at their fingertips to check employment, criminal history and credit history. If you lie about any of these things, an owner will not hesitate to refuse your request.
Many rental contracts will even stipulate that a landlord can terminate the lease and evict you if he later finds out that you have submitted false information in your request. If you are concerned about your credit score, criminal history or anything else in your application, simply tell your landlord the truth from the start. If you are frank at the start of the process, it is more likely to work with you and authorize a co-signer or other arrangement.
6. Convicted of a dangerous crime
A landlord cannot legally refuse rental accommodation to you simply for having a criminal record or for having been arrested. That said, they can refuse you if you have been convicted of a dangerous crime. A dangerous crime is considered to be something that would put other tenants, property or the community at risk. This can easily lead to a refused rental request.
Invalid Reasons Landlords Deny Renters
There are things for which an owner can not legally refuse your request. An owner cannot discriminate on the basis of country of origin, religious affiliation, public aid, family situation or age. In fact, they can’t even ask you questions about these topics. Knowing the reasons why an owner can (and cannot!) Legally refuse you an apartment will save you from guessing the preparation of your request.
Read the instructions on the rental request carefully and stay honest in the information you provide. This will help you prepare to be approved for your next location.