How to Move Out of Your Parents’ House

Today, it is not uncommon for young adults to return to live with their parents for a while. In fact, a September 2020 estimate found that 52% of adults aged 18 to 29 in the United States live with their parents, a number that has increased during the COVID-19 pandemic. Maybe you decided to live with your parents after graduating from high school, or moved in for a while after graduating from college while you figured out your next steps.

You are now ready to take the next steps, but you may be wondering how to leave your parents’ house. Stepping into your first place as an adult is exciting, but you need to keep these 5 things in mind so you won’t be surprised by unforeseen costs:

  1. Start saving money for your move
  2. Check your credit score
  3. Find accommodation
  4. Prepare your move
  5. Configure your utilities and change your address

1. Start saving money for your move

Before you’re ready to move out of your parents’ house, you’ll want to start saving money so that you have enough funds to cover the initial expenses of moving to a new location and any unforeseen costs or emergencies.

You will want to keep in mind a few different costs associated with moving. First, your new landlord will likely expect you to pay a security deposit – usually equivalent to the cost of one month’s rent – plus your first month’s rent and, in some circumstances, your last month’s rent as well. Although security deposits are generally refundable, you will only receive your security deposit after leaving the apartment.

Additionally, you may encounter other costs associated with your move, such as brokerage fees. You may also have costs associated with setting up your utilities, such as renting or purchasing a Wi-Fi router.

If you employ professional movers to move your stuff, you can spend around $ 90 to $ 120 an hour, plus tips and the cost of boxes. Even if you are moving yourself or with friends, you will still have to pay for a rented van and packing supplies, as well as pizza for your friends.

A good rule of thumb for knowing how much you should save when you move out of your parents’ house is to calculate the cost of living in your new home for a month, and then multiply that number by four. This figure should cover the cost of the move itself, plus two to three months’ rent in an emergency. Financial planners recommend that ideally you should have six months of rent saved for an emergency, but while you’re starting out, two to three will work.

2. Check your credit score

Having a less than stellar credit score could make it difficult to rent an apartment. Your future landlord will check your credit score before approving your application to make sure you are a trusted tenant. A good rule of thumb is that homeowners will expect you to have a credit score of at least 620, but the higher your score the better.

If you haven’t checked your credit score, do it now so you can improve your credit score if needed. If you have bad credit, no credit, or a low credit rating, you can always ask someone you trust to co-sign your lease. Another option is to use a guarantor, as this person will primarily take on financial responsibility for the apartment.

3. Find accommodation

Once your finances are in order, you are ready to start looking for a new apartment. Research the cost of living in the city you’re moving to so you understand what the local housing market looks like and what you can afford.

Zumper makes it easy for you to find verified properties, apply, and quickly find out if you’ve been approved. Zumper’s inventory updates in real time so you’re always on the lookout for the latest listings. You can filter your search by location, amenities, number of bedrooms, and other requirements.

Find the perfect first apartment

4. Prepare for your move

First, determine the logistics of your move. If you can afford it, it can be worth paying for professional movers, especially if you have a lot of furniture and belongings or are moving far. If you are moving locally or don’t have a lot of possessions, you can DIY your move by enlisting your friends and family to help you out and renting a rental van or truck.

You’ll also need to get some packing supplies, including boxes and packing tape, as well as foam bags or bubble wrap for your more delicate items. You can purchase many of these items online or at a local hardware store or moving company. However, you may be able to save more money by looking for lightly used boxes in your neighborhood or by borrowing them from friends who have recently moved.

5. Configure your utilities and change your address

Now that you are about to leave your parents’ house, there are a few last minute details that you will need to take care of. Contact your local electric company before moving, including electricity, gas and water. Call your Internet or cable provider before your move to install an installation in your new home.

To ensure that you continue to receive your mail, set up mail forwarding with the U.S. Postal Service. Also give your new address to your bank, workplace, friends and relatives.

Are you ready to leave the comfort of the nest and go on your own? Follow the tips for leaving your parents’ house to make sure you’re ready for the big move and find your first place on Zumper.

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