Money Tree Plant Care

iStock.com/Michele Pevide

A silver tree plant is ideal for almost any indoor environment, making it the ideal houseplant. The unusual potted plant with the braided trunk brings a feeling of beauty to any space, and many people and cultures believe that having a silver tree plant will bring good luck and financial success. They are the perfect plant for your first apartment, because they are fairly easy to maintain, transport well if you move and decorate your living space nicely.

Whether you have a money tree in a special place in your home to bring you luck, to help improve your finances, or because they add a little green to your space, you want to make sure you know how to take care of it. plant it properly so that it will last for years. Here’s how to take care of a money tree.

The Money Tree Plant

The Pachira money tree, Pachira aquatia, native to the humid zones and the tropical rain forests of Central America and South America. In the wild, trees can grow up to 50 feet, while indoors, they usually grow to a maximum of six feet. However, when the silver tree plant undergoes bonsai training, it is often seen as small as seven inches.

The name “silver tree” comes from the legend of a farmer in Asia who prayed for prosperity. He discovered the plants, started braiding their trunks, and then sold them as houseplants. The farmer got rich from his sales, and the name money tree remained as a plant of good luck and financial success. In reality, the origin of the braiding of the trunks comes from the Japanese masters of the bonsai who started to braid or tie the trunk to add an additional element of beauty to the plant.

What type of soil should I use?

As the silver tree comes from forests with well-drained soil, it is important to have the right balance of soil for the plant to grow optimally. The ideal soil mix is ​​an equal combination of peat, river sand, small pebbles and vermiculite. This mixture allows good drainage and will not cause root rot for the plant. If the plant exceeds its pot, in a few years, simply return the pot to an appropriately sized container with a similar soil mixture.

How much sun does a money tree need?

The silver tree likes a mixture of direct and indirect sunlight. Direct sunlight will burn the leaves and inhibit growth, while lack of light can slow the plant down. It is best to rotate the plant often to encourage uniform growth development. If possible, keep the plant away from drafts. Interestingly, the silver tree is doing well under fluorescent lights, making it a nice gift for someone who works in an office.

Money Tree Care: Watering

Silver needs deep watering about once a week, depending on temperature and weather. Water when the top two to four inches of soil become dry and water until moisture drains from the drainage holes. Make sure to empty the drain pan so that the roots of the plant do not sit in the water to prevent root rot. If you notice that the leaves are starting to fall, check the soil and if it is too dry, give the plant water. A good reminder of when to turn the plant is to do it when you water.

Money Tree Care: Fertilizers


The silver tree produces the greatest growth in spring and summer and therefore the best time to feed the plant is once a month during the growing season. In winter, their natural growth cycle calms down, so feed the plant less often. Use a balanced indoor plant food with half the recommended strength.

Money Tree Care: temperature and humidity

Silver tree plants take advantage of a warm, humid environment, so it’s best to keep the temperature between 65 and 75 degrees Fahrenheit to keep them happy. They can handle a variance of around 10 degrees in both cases, but try to maintain a uniform temperature for the plant. Mist the plant regularly to keep the leaves moist and, in winter, place a pebble tray under the plant to help increase humidity.

Money Tree Care: Braiding the trunk

Generally, the trunk of the silver tree plant comes braided when purchased. Several individual plant trunks are woven together to create a braided look. If you want to try braiding, buy several plants, put them in a pot and gently weave the trunks together, starting at the base of the plant and working your way up. Keep enough space between the branches to prevent them from breaking. Tie a string around the top and as the plant grows, continue the process.

What are the common problems with a money tree?

Although the money tree is fairly robust, they sometimes have problems. If the leaves start to turn yellow or fall off, they may be overwatered. Yellow leaves are often the first sign of root rot, so adjust the watering schedule. On the other hand, if the humidity is too low and the soil too dry, the leaves can also turn yellow. If the plant is not getting the right amount of light, the leaves often lose their dark green color, so make sure the plant is getting the right amount of direct and indirect sunlight.

Another common problem with most indoor plants, including the silver tree, is pests. Generally, a healthy plant can resist pest infestations, so proper watering, fertilization, and sunshine are essential for plant health. If you see that the leaves look sickly, look for spider mites, aphids, scales or mealybugs. These insects like to dig in the nooks and crannies of the plant and suck moisture from the leaves and branches.

It is important to quickly fight a pest infestation, otherwise the plant will not have the energy to thrive and thrive. Some gardeners suggest putting a little neem oil on the ground or spraying it on the leaves to help kill the bugs. Otherwise, spray the leaves using the appropriate force of a natural indoor plant insecticide to eliminate pests.

Silver tree plants bring elegant beauty to your home, are easy to maintain, safe for pets, and, with proper care, will grow and thrive for years.

Ready to buy your own money tree? Search for apartments for rent on Zumper and find the perfect silver tree plant to decorate it.

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